Home & Family
Steve Chittick insures high-value homes, cottages, family vehicles and umbrella liability for families in Burlington, Oakville, Muskoka and across Ontario. Many of his clients own a business, and he makes sure the family’s policies and the business policies fit together.
Larger homes are insured differently
A custom home, a waterfront cottage or a house full of art and jewellery is underwritten more like a business than a standard house. Insurers want to know the true rebuild cost, the construction, the updates, the alarm and the water protection. Getting those details right at the start is what decides how a claim goes later.
Whether or not you own a business
You don’t need to own a company to work with Steve. But if you do, he’ll ask about the home office, the equipment and inventory at the house, the vehicles used for work and the cottage you rent out in the summer, because those are the spots where a home policy and a business policy can both assume the other one is covering it.
Coverage for your home and family
High-Value Homes
Insurance for high-value and custom homes in Burlington, Oakville and beyond: rebuild cost, valuables, water damage, and where it meets your business.
Muskoka Cottages
Muskoka cottage insurance for waterfront, boathouses, seasonal use and short-term rentals, including the Township of Muskoka Lakes licensing by-law.
Vehicles
Ontario auto insurance for business owners and their families: work use of personal cars, company vehicles, young drivers, classic cars and toys.
Umbrella
Personal umbrella insurance for Ontario business owners: extra liability above your home, cottage, auto and rental policies, with limits that line up.
Want a second set of eyes on your insurance?
Book a review with Steve. He’ll go through what you have now, show you where the gaps are, and give you his honest opinion. If everything’s in order, he’ll tell you that too.